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Living with Schizoaffective Disorder

Surprising Medical Advice

Plant your corn early.

Michael David Crawford, Baritone,

September 22, 2008

Copyright © 2008 Michael David Crawford. All Rights Reserved.

My psychiatrist Dr. H. today rather surprisingly advised me to...

... play the stock market.

She thinks I'd be good at it.

Yes, I'm absolutely serious: she is a very intelligent woman, she knows me quite well, and she is an experienced investor herself.

(My many Kuron friends will surely be astonished to hear that at our first session, on my first night in the hospital, Dr. H. said I was "brilliant"; also a fellow patient repeatedly said I was "very wise". I swear I'm not making this up!)

She was surprised that I'm not already investing. Now, I do have a 401k, but I'm letting the investment company manage it - which seems to be a bad idea as it has been steadily losing value. I have to figure out just how, but I might take over management of it myself and put it all into either cash - but not American cash, if I can avoid it - or gold. (I've always been known as a trailblazing trendsetter :-D )

Now, you may protest that I'm notoriously bad with money. That was the case at one time, and is one reason I'm so deeply in debt (the other being my Epic Failure at software time and cost estimation).

But it's not the case anymore; I learned to be meticulous at money management - nary a penny goes astray without getting chased down, and mercilessly so.

It's just that I got so deep in the hole before getting a clue about accounting, bookkeeping and taxation that my careful financial planning enables me merely to survive.

As I pay down my debts I'm finally able to save some money, as well as to invest in my quality of life. When I moved into a new place recently, I bought a nice futon so I no longer have to sleep on the floor.

I don't invest because I don't yet have enough money that investing would make a difference. But I do follow the stock market in general, and my employer's stock in particular.

I expect I'll start buying stock in the Spring.

I actually think that right now is the best of all possible times to buy - provided one can pick companies that won't go bankrupt. As long as the stock retains any value at all, it's sure to go up in the long run.

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